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Today ...?? salary day !!
Posted by Mea L. Antaim
on
Monday, May 23, 2011
in
General
There are a lot of benefits working with the government .... one of it was A fix amount of salary and fix date of salary day. Today just happened to be Salary day for government workers. I am not excluded from today excitement . (^_^)
When talking about salary day ... sure Mr.($_$) is always in our mind. Fix $$ means we need to budget every single cent for spending and saving. Every month we tend to spend exceeding our salary which mean in a simple words we spend more than what we get. This is what people always do ... I am doing the same. haha
Believe me no one in this world is clean from debt. RMXXXX.XX is credited to our bank account but after being deduct to the debt ... RMXXXX.XX became RmXXX ( whats more for spending on our daily expenses?). It is easy for us to budget our $$ in papers but to put it into action, needs some discipline and commitment.
As for me, I am trying hard to save at least 10% from my salary to ASB (which i believe gives a high returns in the future). 5% provided for paying Insurance and the balanced for others expenses such as paying personal Loan, Cars, and others utilities. So ... my point is, whats the use of this fix salary if we could not put a side a little for our future sake? I should remind you and myself as well to not to forget the "SAVING" word.
Do you think RMxxxx.xx that we (government workers) get every month is enough..?? The answered is NEVER ENOUGH. Whatever amount Our salary is, if we fail to stick to what have we budgets, it will never enough for our living.
Remember to save 10% out of our salary for the future...(^_^) Happy salary day!!
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When talking about salary day ... sure Mr.($_$) is always in our mind. Fix $$ means we need to budget every single cent for spending and saving. Every month we tend to spend exceeding our salary which mean in a simple words we spend more than what we get. This is what people always do ... I am doing the same. haha
Believe me no one in this world is clean from debt. RMXXXX.XX is credited to our bank account but after being deduct to the debt ... RMXXXX.XX became RmXXX ( whats more for spending on our daily expenses?). It is easy for us to budget our $$ in papers but to put it into action, needs some discipline and commitment.
As for me, I am trying hard to save at least 10% from my salary to ASB (which i believe gives a high returns in the future). 5% provided for paying Insurance and the balanced for others expenses such as paying personal Loan, Cars, and others utilities. So ... my point is, whats the use of this fix salary if we could not put a side a little for our future sake? I should remind you and myself as well to not to forget the "SAVING" word.
Do you think RMxxxx.xx that we (government workers) get every month is enough..?? The answered is NEVER ENOUGH. Whatever amount Our salary is, if we fail to stick to what have we budgets, it will never enough for our living.
Remember to save 10% out of our salary for the future...(^_^) Happy salary day!!
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